I have the similar error during the game start and the program closes. I have a Russian version, not subscribed to any mods. Just a new user.
It happens only in the Free Drive mode, in Career mode it works well.
MY Starter.exe error was initially this one:
nD3D11Texture::CreateFromFIle(): Unable to load file "texturesdds:character/pedestrians/oldwoman6_diff.tga.dds" and the program quits. I am basically unable to play.
I followed all the instructions above. Removed CCD folders manually, turned off cloud synchronization in Steam, uninstalled it from Steam, removed Forward Developmentin My Documents folder and a CCD folder in Steam folder.
Now I am having a same Starter.exe error code about other texture:
nD3D11Texture::CreateFromFIle(): Unable to load file "texturesdds:character/pedestrians/men6_diff.tga.dds"
Basically I can't play because it the program closes after the error.
I should have posted probably in the RUssian forum but there is only one similar post with this error and it is here,